While many things follow a fiscal year, your dental plan and your HSA or FSA probably runs on a traditional calendar year. And that dental plan resets at the end of each year. You may be able to save hundreds of dollars by visiting your Altamonte Springs, FL dentist before the end of the year.
Hitting the Deductible
Your deductible is the amount you’ll have to pay out of your own pocket before insurance starts pitching in. This deductible is something that also resets every year. Therefore, if you are due for a routine dental exam you can maximize your annual benefits when completed by the end of the year. If you have any dental procedures you would like to consider, such as dental implants, it’s probably best to do them before the end of the year if you have additional funds left in an eligible HSA or FSA account.
Possible Fee Increases
You never know what the new year will bring. Your insurance reimbursement may change, causing you to pay more for treatment next year. Dentists may need to raise their prices, leading you to pay more out of pocket. You already know what to expect with prices now. Go now before your prices possibly go up.
Never Delay Treatment
If you have dental insurance, there’s no reason for you to avoid seeing the dentist for the toothache you’ve had for days. The longer you wait, the more likely you are to have a serious dental condition. With things like infection and tooth decay, it’s extremely important to catch early. Waiting may mean more pain, more expensive treatment, and the risk of losing teeth.
Utilize the Yearly Maximum
Dental plans usually have a maximum cost for treatments that they’ll pay for each year. This isn’t something that rolls over. So, if you have a maximum cost of $1,000 and don’t hit it, that’s some of the $1,000 that you’re not going to get. Even if it’s just a checkup, make sure you’re using as much as you can of your benefits so that they don’t go to waste.
Get Your Checkup
Insurance usually has you covered for two dental checkups a year. If you haven’t had one in the last six months, it’s time to get it. A routine dental exam goes over every aspect of your oral health to make sure that it’s up to par. You’ll also get a dental cleaning, giving you an even brighter smile.
You deserve to do something that makes you feel good. Maybe your smile is suffering from coffee stains and other discoloration. Treat yourself to our teeth whitening service and get that brilliant smile you’ve been waiting for. You get porcelain veneers to change both the shade and shape of your smile. Your end of year benefits will be able to get you a good price on a smile makeover.
Your Dentist in Altamonte Springs, Florida
Solberg & Miller Dentistry is ready to help you use those end of year benefits. Whether it’s something cosmetic or a full-mouth restoration, we can take it on. Call us today or request an appointment online!